It is beyond doubt that the ICICI bank credit card is one of the best options for individuals looking for a card that offers a host of benefits and payback points. ICICI is undoubtedly a leading name in the market that offers credit card users many rewards.
Customers can purchase ICICI bank credit cards depending on their requirements. Nonetheless, new users need to learn about the login process of the card to continue using it.
Log-in Process of ICICI Bank Credit Card for New Users
It is essential that credit card holders manage their cards efficiently. Fortunately, ICICI bank’s net banking facility makes it convenient for users. Individuals just need to use their ICICI bank credit card login details and manage the account seamlessly right from the comfort of their homes.
However, if you are a new user, you can follow some of the simple steps below to log in to your ICICI bank credit card account:
Step 1: First, visit the ICICI bank official portal, go to the log-in option and input your ID and password
Step 2: Go to ‘my accounts’ and select the option ‘credit cards
Step 3: Input all necessary card details and submit the information
Step 4: Next, enter the OTP that is generated on the registered mobile number
Step 5: After doing this, a service request number will be formed that will help you to track if the card is linked to your account
Step 6: After verifying all details, the new user’s credit card will be linked successfully, and the users can view all card details.
Features and Benefits of ICICI Bank Credit Cards
Here are some of the significant features and benefits of ICICI bank credit card that customers can enjoy:
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Welcome benefit
One of the most proven advantages of purchasing an ICICI bank credit card is the welcome benefits that come along. Upon purchasing the credit card, you can avail of bonus reward points, exclusive cashback, memberships of specific platforms, premium subscriptions, gift vouchers, etc. However, note that you can only enjoy welcome gifts after paying the joining fee.
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Free movie tickets
With an ICICI bank credit card, you can get a ‘buy one get one free’ offer on movie tickets bought through INOX cinema or BookMyShow. However, this offer is only available on the basis of first-come, first, serve.
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Fuel surcharge benefit
With an ICICI HPCL credit card, you can earn 2 payback points for every Rs. 100 spent on retail purchases, eliminating fuel price. In addition, if the card is used on ICICI merchant services and stroke machines for transactions of fuel for up to Rs. 4, 000, you will get 1% discount on fuel surcharge. Moreover, if the card is used on ICICI merchant services for fuel purchases at HPCL pumps, you can avail of cashback of up to Rs. 100.
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GYM membership and exclusive rewards
Card users can enjoy 50% discounts on the Gold’s Gym annual membership fee across the country. Moreover, ICICI bank credit card users can enjoy massive discounts on their preferred apparel or departmental store and discounts on dining at major restaurants in 12 cities across the country.
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Traveling benefits
Your luxury traveling can be more affordable and exciting with an ICICI bank credit card. Some of the benefits include free-of-charge visits to domestic and international airport lounges every quarter, along with unrestricted charges for accessing cardholder’s guests.
Eligibility Criteria and Documentation of ICICI Credit Card Application
To apply for the card and enjoy the benefits associated with the ICICI bank credit card, applicants need to meet certain eligibility parameters and submit necessary documents:
- Salaried applicants must be within the age bracket of 21-55 years, and self-employed applicants must be within 21-65 years
- Must be an Indian resident
Apart from meeting the parameters, applicants need to submit the following documents:
- Identity documents: Aadhaar card, driving license, PAN card, Voter ID, etc.
- Income proof: Salary slip of last 3 months, audited ITR documents
- Residence proof: Utility bills of last 3 months, passport, etc.
Besides understanding these aspects related to ICICI bank credit cards, applicants must know that fees and charges will vary based on the type of card.
After ICICI credit card Login, individuals can use the card at any ICICI merchant service at their convenience. Moreover, they can convert their high-end purchases into easy EMIs. To apply for the card, interested applicants can visit a reputed financial lender’s platform and follow the application process accordingly.
